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A coffee shop owner, a freelance designer, and a small e-commerce store walk into a bar. They all have one thing in common: they spend money constantly with the same vendors but see zero financial upside from that loyalty.

What if that could change?

Morning: Inventory Restock

7:30 AM – The coffee shop owner buys beans from their local roaster ($200).

  • Kamioi Action1.00investedintheroaster’sstock+0.15 fee

  • Result: Now they’re not just a customer—they’re a stakeholder in the roaster’s growth.

Why it matters: If the roaster’s valuation grows, so does the shop’s tiny stake. Over time, those $1 increments add up.


Afternoon: Business Essentials

1:00 PM – The freelance designer pays for Adobe Creative Cloud ($30/month).

  • Kamioi Action1.00toAdobestock+0.15 fee

  • Result: After 12 months, they own ~$12 in Adobe—effectively a 4% discount on their subscription.

Why it matters: It turns fixed costs into potential assets.


Evening: Growth Spending

6:00 PM – The e-commerce store runs Facebook ads ($50).

  • Kamioi Action1.00toMetastock+0.15 fee

  • Result: Now their ad spend also buys fractional ownership in Meta.

Why it matters: If Meta’s stock rises, their marketing becomes self-discounting.